Easy Loans for Every Member's Needs Savings Account – 6% p.a. Interest Rate Up to 10%* p.a. Interest on Your Savings Account Fixed Deposits with Interest Rates Up to 10% p.a.
Saving Deposit Account
Save Smart. Earn More.
6% p.a. interest
Explore More
Fixed Deposit Scheme
Safe Investment. Higher Returns.
Starting at 10% p.a.
Explore More
Monthly Income Scheme
Turn Your Savings into Monthly Income.
Get 9% – 11% p.a
Explore More

Registered Co-Operative Society

Your Trusted Partner for

Financial Growth & Security

आज की बचत कल का भविष्य

Today's Savings, Tomorrow's Future

Trusted

By Thousands

Secure

Registered Society

High

Interest Rates

Fast

Loan Processing

About Us

New Maa Ditya Co-Operative (U) Thrift & Credit Society Ltd.

New Maa Ditya Co-Operative (Urban) Thrift & Credit Society Ltd., popularly known as NMD Society, is a registered Urban Co-operative Thrift & Credit Society, governed under the Co-operative Societies Act and supervised by the Registrar of Co-operative Societies (RCS).

Founded with a clear mandate to promote financial inclusion, the Society mobilises member savings through fixed deposits, recurring deposits, and saving accounts — and deploys them as affordable credit in the form of personal loans and emergency loan facilities. Every rupee saved by a member is efficiently channelled back into the community as accessible, low-cost credit.

NMD Society operates on a transparent, member-owned cooperative framework, serving households, salaried professionals, micro-entrepreneurs, and small business owners with a comprehensive range of financial products tailored to their everyday banking needs.

Our Deposit Schemes

Grow Your Savings with NMD Society

We offer a range of deposit products tailored to suit every saving goal — whether it’s short-term flexibility or long-term wealth creation.

Up to 12%per annum

Lock in your savings for a fixed tenure and enjoy attractive returns. Ideal for individuals seeking stable, guaranteed income on their deposits.

  • Flexible tenures available
  • Competitive interest rates
  • Loan facility against FD
  • Safe & secure investment

6%per annum

A convenient savings account with higher interest than regular banks. Deposit and withdraw anytime with complete flexibility.

  • Anytime deposit & withdrawal
  • Interest paid on balance
  • No minimum balance stress
  • Passbook facility

Up to 12%per annum

Build a corpus step by step with monthly installments. Perfect for salaried individuals and those looking to create a disciplined saving habit.

  • Monthly fixed installments
  • Cumulative returns at maturity
  • Flexible tenure options
  • Auto-renewal facility

High monthly payout

Build a corpus step by step with monthly installments. Perfect for salaried individuals and those looking to create a disciplined saving habit.

  • Monthly fixed installments
  • Cumulative returns at maturity
  • Flexible tenure options
  • Auto-renewal facility

Easy Loans for Every Need

NMD Society provides simple, fast, and affordable loan solutions for our members — because financial help should come without hassle.

Emergency Loan

Up to ₹25,000

Quick disbursal for urgent needs. Minimal documentation and fast processing so you're never left waiting in a crisis.

Quick Approval Minimal Docs Members Only
🧾

Personal / Regular Loan

Up to ₹4,00,000

For planned expenses — home improvement, education, marriage, or business. Competitive reducing balance interest rates with flexible EMI options.

15% p.a. Reducing Flexible EMI 2 Guarantors
🏧

Loan Against Deposit

Up to 90% of Deposit

Unlock the value of your FD or RD without breaking it. Avail a loan against your deposit and continue to earn interest simultaneously.

FD / RD Collateral No Break of Deposit Low Interest

Loan Eligibility Checklist

✅ Must be a Society Member
✅ Share Money & Compulsory Deposit (min 10%)
✅ 2 Existing Member Guarantors
✅ Valid KYC Documents
✅ No Prior Defaults

Become a Member Today

Becoming a member is simple, quick, and opens the door to all our financial products and benefits.

01

Visit Our Branch

Visit the nearest NMD Society branch and request a membership application form.

02

Submit KYC Documents

Provide the following documents:

  • ID Proof (Aadhaar / Voter ID / PAN Card)
  • Address Proof (Electricity / Water Bill)
  • 3 Recent Passport-size Photos
  • Rent Agreement (if tenant)
03

Pay Share Money

Deposit the required share money and compulsory deposit to activate your membership account.

04

Start Saving & Borrowing

Your membership is active! Now avail all deposit schemes, loan products, and member benefits.

Ready to secure your financial future?

Join thousands of members who trust NMD Society for their savings and credit needs.

Apply for Membership

Why Choose NMD Society

Trusted, Transparent, Member-First

Registered Co-Operative

Legally registered under Co-Operative Society Act, ensuring your money is protected and operations are governed.

Higher Returns

Our deposit rates are significantly higher than conventional banks, helping your money grow faster.

Member-Centric

Every decision is made keeping members’ interests first. Surplus profits are reinvested for member benefit.

Safe & Secure

Your deposits are safe with us. We follow stringent governance practices and maintain transparency in all operations.

Quick Loan Processing

We understand urgent needs. Our loan processing is fast, paperwork is minimal, and disbursals are quick.

Community Growth

We believe in growing together. NMD Society empowers families, women, and small entrepreneurs alike.

Leadership

Board of Management

The dedicated team of elected members driving the success, integrity, and growth of NMD Society.

Amit Kr. Jha

President

Sweta

Vice President

Rajeev Kr. Jha

General Secretary

Lal Babu Jha

Joint Secretary

Sanjay Jha

Treasurer

Rinku Jha

M.C. Member

Padmesh Jha

M.C. Member

Contact NMD Society

Registered Office

A-60, Gali No-2, Ganga Vihar, K-NGR, Delhi-110094

Working Hours

Monday – Saturday: 10:00 AM – 6:00 PM Sunday: Closed

Email Us on

support@nmdsociety.com

Call Us on

+91 9911583328, 9911589399

📢 Important Notice

All transactions must be conducted through official channels only. NMD Society never asks for OTPs, passwords, or fees to release loans. Stay safe from fraud.

Send an Enquiry